Super Fun 21 changes both player options and winning-hand payments. Washington’s posted approval package includes a short rules sheet and fuller procedures: those procedures specify one or two standard 52-card decks and a dealer who hits soft 17. Read the complete document rather than treating its first rules page as the whole game.
A named regulator-approved ruleset
The Washington State Gambling Commission lists Super Fun 21 as an approved Light & Wonder commercial card game. This page describes that posted rules document; other jurisdictions or later versions can differ.
Read the base blackjack rules together with the variant addendum.
Expanded player options
A player may double the full original wager on two or more cards totaling 21 or less, including after hitting or splitting and on split aces. The player then receives exactly one card; doubling does not permit continued drawing. Equal-value cards may be split three times to make as many as four hands, including aces.
A hand totaling less than 21 may surrender half its wager on two or more cards, including after hitting, doubling or splitting. Surrender is unavailable when the dealer has blackjack and takes place after the dealer checks. Each split hand has its own wager. After doubling, the procedures describe forfeiting one of the two equal wagers: on a $20 hand doubled to $40, surrender loses $20 and returns the other $20. This is half the doubled amount, not half the original $20 stake.
Automatic wins and blackjack payouts
- Six or more cards totaling 20 or less win even money immediately.
- Five or more cards totaling 21 win 2 to 1 immediately.
- Those instant wins and bonuses do not apply to doubled hands.
- Player blackjacks are guaranteed winners.
- A diamond blackjack pays 2 to 1; other blackjacks pay even money.
Decks, soft 17 and the complete rules package
The procedures in the posted Washington PDF explicitly say one or two decks and dealer hits soft 17. Soft 17 means a total such as ace–6, with the ace counted as 11. These are documented conditions for this example, not proof that every product sold under the name uses identical rules. The approval letter is dated June 14, 2023; it is not a live inventory of tables.
The shorter rules sheet refers back to ordinary blackjack rules where it does not change them. That reference does not erase the fuller procedures printed later in the same file. It also does not support a claim that this package allows any deck count from one to eight.
What a $20 winning wager actually returns
| Qualifying hand | Profit | Total returned, including stake |
|---|---|---|
| Non-diamond blackjack | $20 | $40 |
| Ace and ten-valued card, both diamonds | $40 | $60 |
| Six cards totaling 20 or less | $20 | $40 |
| Five or more cards totaling 21 | $40 | $60 |
The diamond bonus requires both cards to be diamonds: A♦–K♦ qualifies; A♦–K♣ does not. The procedures guarantee a player blackjack even against a dealer blackjack, instead of the ordinary push. Insurance remains a separate wager paying 2 to 1 when it wins; buying it does not create the guaranteed blackjack payment.
For comparison, an ordinary 3:2 blackjack on $20 earns $30 profit and returns $50. Super Fun 21 pays most blackjacks $10 less in this example. Its extra options and special winners must be evaluated together with that reduction; a longer list of player privileges does not establish a lower house edge.
Why card count within a hand changes decisions
Consider 2–3–2–4: four cards totaling 11. Drawing a ten-valued card makes five-card 21 and earns the 2:1 bonus. Doubling receives the same single draw, but doubled hands are excluded from instant wins and bonuses. This is why an ordinary “always double 11” shortcut can miss an important distinction. The complete strategy must compare all possible draws and the dealer’s upcard, not only the ten-valued outcome.
Now consider A–A–2–2–3, a five-card soft 19. Any next card can be counted without busting because the ace can become 1. The sixth card therefore produces either an immediate even-money winner totaling 20 or less, or a 2:1 winner totaling 21. A five-card hard 15 does not have that guarantee: a ten-valued draw busts it. Keep soft totals, number of cards and doubled-hand exclusions separate when learning this variant.
Availability and strategy
Regulatory approval does not mean every casino currently offers the game. Verify the venue, version, limits and complaint route. Strategy must incorporate both the base rules and this exact addendum.
Further reading
Verify the complete current table rules before wagering; a product name alone is not a strategy chart.
